About the Role
The role involves analyzing customer data to determine creditworthiness, building models to assess risk, and generating insights that inform lending policies and improve decision accuracy.
Responsibilities
- Evaluate customer data to determine credit eligibility
- Develop and maintain risk assessment models
- Analyze patterns in repayment behavior
- Generate regular reports on credit performance
- Collaborate with lending teams to refine approval criteria
- Identify data quality issues affecting credit decisions
- Monitor changes in default rates over time
- Support the creation of automated decision workflows
- Validate model accuracy and predictive power
- Translate business requirements into analytical frameworks
- Improve data collection processes for credit scoring
- Conduct ad hoc analyses for risk-related inquiries
- Present findings to stakeholders in clear formats
- Ensure compliance with internal risk policies
- Track the performance of new credit products
Compensation
Competitive salary based on experience and performance
Work Arrangement
Full-time, remote or hybrid options available
Team
Part of the risk and analytics unit focused on credit decisioning
Our Impact
We enable access to essential products through affordable credit for underserved populations using mobile technology and data-driven insights.
Growth Opportunities
Analysts can advance into senior modeling, risk strategy, or data science roles with demonstrated impact and initiative.
Available for qualified candidates requiring work authorization
