Responsibilities
- Lead the technical direction and architecture of the Lending & Savings platform.
- Design and build scalable, secure, and highly available distributed systems.
- Make key architectural decisions balancing scalability, performance, security, and maintainability.
- Remain hands-on, contributing production-quality code and reviewing critical changes.
- Drive engineering best practices across system design, testing, deployment, observability, and operational excellence.
- Mentor engineers through code reviews, technical coaching, and day-to-day leadership.
- Own the delivery of technical initiatives from design through production.
- Work closely with the Business Lead and designers to translate product requirements into technical solutions.
- Break down complex initiatives into clear engineering milestones and execution plans.
- Identify technical risks early and propose pragmatic solutions.
- Ensure services remain resilient, performant, and secure as the platform scales.
- Partner closely with the Lending & Savings Business Lead to understand customer problems and product priorities.
- Provide technical input into product planning, helping shape solutions that balance customer value, engineering complexity, and delivery timelines.
- Collaborate with Product Design, Treasury, Trading, Risk, Compliance, and Infrastructure teams to build customer-focused solutions.
- Contribute to improving user journeys, performance, and platform reliability through continuous iteration.
- Lead, mentor, and grow a small team of engineers.
- Foster a culture of ownership, collaboration, and technical excellence.
- Help recruit exceptional engineering talent.
- Raise engineering standards across code quality, documentation, testing, and operational maturity.
- Continuously improve engineering productivity through automation and modern development practices.
- Drive adoption of AI-assisted engineering tools where they improve developer efficiency while maintaining high standards for quality and security.
- Champion continuous improvement across architecture, tooling, and engineering processes.
Requirements
- Strong experience building backend systems using Kotlin or Java.
- Experience designing distributed, event-driven systems using Kafka or similar messaging technologies.
- Strong knowledge of PostgreSQL and relational database design.
- Experience working with Redis or other NoSQL technologies.
- Deep understanding of microservices architecture, APIs, distributed systems, and cloud-native applications.
- Experience with monitoring, observability, incident response, and production operations.
- Strong debugging and performance optimisation skills.
- Demonstrated experience shipping reliable production systems that process financial transactions.
- Experience leading engineering teams while remaining hands-on.
- Strong system design and architectural decision-making skills.
- Experience owning technical delivery from planning through production.
- Comfortable working with cross-functional stakeholders to translate product requirements into engineering solutions.
- Excellent communication skills with both technical and non-technical audiences.
- A collaborative mindset with strong ownership and bias for execution.
Nice to Have
- Experience building fintech or crypto products.
- Experience with lending, borrowing, savings, custody, payments, or other financial infrastructure.
- Understanding of collateral management, interest calculations, liquidation engines, or financial risk systems.
- Experience using AI-assisted development tools such as Cursor, Claude Code, Codex, or similar as part of your engineering workflow.
Benefits
- Full-time salary based on experience and meaningful equity in an industry-leading company
- This is a role based in our London office, with a mandatory in-office presence four days per week.
- Work from Anywhere Policy: You can work remotely from anywhere in the world for up to 20 days per year.
- ClassPass
- Unlimited vacation policy; work hard and take time when you need it
- Apple equipment
- The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an emerging field
- Flexible work culture
Work Arrangement
Hybrid — London
Additional Information
- Mandatory in-office presence four days per week
- Work remotely from anywhere in the world for up to 20 days per year
- Apple equipment provided
