The Sr. Credit Analyst will provide credit support to the Commercial Lending team and Chief Credit Officer (CCO) by preparing financial analyses and credit memo presentations. This role is with The Symicor Group and offers a professional growth opportunity in a supportive lending environment.
What You'll Do
- Working with Senior Credit Analyst, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations.
- Preparing financial statement spreads and performing a comprehensive analysis of cash flow.
- Working with lenders to provide timely response and turnaround by monitoring and prioritizing the pipeline.
- Making collateral valuation recommendations and loan structure recommendations with Credit Officer.
- Preparing annual review and covenant tests.
- Preparing analysis of less complex loan requests, reviews, and renewals.
- Evaluating individual personal financial statements, tax returns, and preparing global cash flows.
- Conducting industry and market analysis to identify risks and risk-mitigating factors.
- Providing support and analysis to the Special Assets Group.
- Verifying compliance with credit policy, applicable regulations, and lending procedures.
- Performing other duties as assigned.
What We're Looking For
- Must live near Philadelphia, PA.
- Experience in preparing financial statement spreads and cash flow analysis.
- Ability to work with Senior Credit Analyst, Credit Officer, and CCO.
- Experience working with lenders to ensure timely turnaround of credit requests.
- Experience preparing annual reviews and covenant tests.
- Ability to evaluate personal financial statements, tax returns, and prepare global cash flows.
- Experience conducting industry and market analysis to assess risk.
- Experience supporting Special Assets Group with analysis.
- Knowledge of credit policy, regulations, and lending procedures.
- Proven ability to prepare credit memo presentations.
Benefits & Compensation
- Full benefits package
- Hybrid remote work option
Salary is up to $85,000.
Work Mode
Hybrid remote – must live near Philadelphia, PA.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
