Role Overview
Lead the underwriting of commercial property and casualty risks for middle market clients, exercising independent judgment within defined authority limits. Evaluate submissions by analyzing exposures, financial data, loss history, and coverage terms to determine appropriate risk acceptance, pricing, and policy conditions. Support portfolio profitability through disciplined risk selection and strategic decision-making.
Key Responsibilities
- Assess and underwrite complex middle market accounts, including those with specialty exposures, multi-location operations, or industry-specific hazards.
- Make data-informed decisions aligned with underwriting guidelines and financial objectives.
- Refer high-exposure or specialized risks beyond individual authority to appropriate internal teams.
- Build and maintain strong relationships with brokers, agents, and insureds, serving as a trusted representative in the market.
- Develop and execute strategies to grow profitable business with key producing partners.
- Collaborate with claims, actuarial, risk control, and legal teams to structure effective risk mitigation solutions.
- Mentor junior underwriters in technical practices, decision frameworks, and company procedures.
Qualifications
Candidates should hold a degree in business or a related field and bring at least 2.5 to 3 years of progressive underwriting experience. Demonstrated ability to analyze complex risk profiles and apply both quantitative and qualitative methods is essential. A history of underwriting profitable portfolios is required. Professional designations such as CPCU are valued but not mandatory.
Work Environment
This is an onsite position based in select locations across North America, including Philadelphia, Los Angeles, and San Francisco. Regular in-person interaction with local brokers and agents is expected. Remote work from outside these areas is not permitted.
Compensation and Benefits
Starting salary varies based on skills, experience, education, certifications, and location, reflecting national market standards. Additional compensation may include performance-based incentives depending on role structure. The organization offers comprehensive benefits, flexible work options, professional growth programs, and employee resource groups that support well-being and inclusion.
Culture and Values
The company fosters a culture where employees feel supported, respected, and empowered to contribute meaningfully. Diversity of thought and experience is welcomed, and inclusion is actively practiced in daily interactions. A commitment to integrity, collaboration, and continuous improvement drives decision-making and customer service excellence.
