About the Role
The role involves overseeing loan salability and first-line model governance for secured lending portfolios, identifying risks tied to asset quality and model performance, and driving remediation to support successful loan sales and regulatory alignment.
Responsibilities
- Lead asset quality and loan salability for home equity, auto direct, and auto indirect dealer lending, defining review processes, reporting standards, and team workflows.
- Track portfolio-wide salability risks, including eligibility compliance, documentation quality, and exception trends, and alert stakeholders to potential repurchase exposure.
- Monitor key performance indicators affecting salability such as early defaults, delinquency rates, loss severity, prepayment behavior, and threshold violations.
- Assess the quality of loan origination and channel operations, focusing on collateral documentation, lien perfection, pricing, dealer performance, and fair lending risks.
- Manage first-line oversight of secured lending models, including monitoring performance, version control, use-case boundaries, and escalation of anomalies.
- Turn insights from loan reviews, portfolio trends, and model outputs into actionable remediation plans, ensuring risks are addressed before impacting sales or compliance.
Compensation
Competitive compensation, bonus opportunities, annual equity grants, 401(k) or Group Retirement Savings Plan with company match, Employee Stock Purchase Plan (US only), comprehensive health coverage, Health Savings Account contributions (US only), income protection, paid time off, paid family and parental leave, fertility and caregiving support, Employee Assistance Program, financial wellness resources (US only), annual wellness and productivity allowances, team events, and employee resource groups.
Work Arrangement
Hybrid — Remote, Columbus, Austin, Bay Area, New York City
Team
The Secured Lending team is building foundational risk and control frameworks to support growth in home equity and auto lending products. This role focuses on monitoring portfolio trends related to loan salability, asset quality, and model behavior, identifying systemic risks, and escalating issues to prevent financial, operational, or regulatory impacts.
What you'll love
- Comprehensive benefits supporting health, financial security, family, and personal development.
- Competitive base salary with bonus potential and annual equity grants vesting quarterly.
- Retirement plans with strong company match: $2 for every $1 contributed up to $15,000 annually.
- Employee Stock Purchase Plan (ESPP) available to eligible US employees.
- Medical, dental, vision, and wellness coverage for US employees; supplemental plans in Canada.
- Health Savings Account contributions provided by the company for qualifying US plans.
- Life and disability insurance for financial protection.
- Paid time off, sick leave, and holidays aligned with local regulations.
- Paid family and parental leave to support major life events.
- Benefits supporting fertility, adoption, and caregiving needs.
- Employee Assistance Program offering mental health and life resources.
- Financial wellness tools and concierge services available to US employees.
- Annual allowance for wellness and personal development.
- Annual productivity stipend for remote or office work setups.
- Community engagement through team events, company updates, and employee resource groups.
- Onsite perks include catered lunches and stocked kitchens at offices in Bay Area, Austin, Columbus, and New York City (opening Summer 2026).
Other
- Position open to remote work in the U.S., with quarterly in-person team gatherings lasting 2–4 days.
- Company cannot hire in Quebec, Canada at this time.
- New York City office scheduled to open in Summer 2026.
- Full benefits package includes compensation, equity, retirement plans, health coverage, and wellness support.
- Onsite offices offer catered meals and fully stocked micro-kitchens.
Not specified
