Birmingham, Alabama Remote (City) Employment

American First Finance is hiring a Retail Sales Associate - 3287

Responsibilities

  • Welcomes customers warmly and builds relationships to better understand their needs and recommend suitable financial products.
  • Carries out opening and closing tasks that do not involve management responsibilities.
  • Maintains a clean, organized, and well-stocked sales floor with attractively displayed merchandise.
  • Processes sales and loan transactions following company policies, industry practices, and regulatory guidelines.
  • Manages cash and negotiable instruments in compliance with established procedures and legal requirements.
  • Handles incoming phone calls according to company service standards.
  • Clearly explains the legal terms and conditions of pawn and purchase transactions to customers.
  • Communicates professionally and respectfully with team members and supervisors using effective collaboration methods.
  • Collaborates with colleagues to ensure a positive and lasting customer experience.
  • Completes all assigned training programs successfully.
  • Performs additional duties as needed and directed.

Benefits

  • Full health and supplemental insurance options including medical, dental, vision, life, and voluntary plans, subject to eligibility.
  • Favorable work schedule with most locations opening at 9 AM and closing at 6 PM; many sites closed on Sundays.
  • Earned Wage Access available starting on the second day of employment, allowing withdrawal of up to 50% of earned wages, up to seven times per pay period.
  • Opportunity to earn unlimited commission in addition to base hourly pay.
  • Paid vacation: one week after six months of full-time service; an additional week after one year, increasing with tenure up to 120 hours after five years, adjusted per local regulations where applicable.
  • Sick and personal time: 8 hours granted after six months, increasing to 16 hours annually from years two to five, and 24 hours after five years, compliant with local laws.
  • Employee discount available from the first day of employment.
  • Tuition reimbursement up to $2,000 annually through FirstCash Education for qualifying full-time employees.
  • Access to over 10,000 discounts from more than 1,000 providers via FirstCash Perks.
  • Automatic enrollment in the FirstCash 401k plan after six months for eligible employees.
  • Eligibility for the FirstCash Pet Insurance program.

Compensation

Base pay plus potential commission; pay rate based on experience and skills, never below local minimum wage

Work Arrangement

Remote (City/Region)

Other

  • Commission model rewards employees for each transaction based on individual performance and gross profit, with earning potential between 2-8%.
  • Earned Wage Access is offered through NetSpend; enrollment required and certain fees and restrictions apply.
  • FirstCash 401K program is available to employees aged 21 and over.
  • Maximum base pay determined by candidate's relevant experience and skill set.
  • Employees must agree to a binding arbitration agreement for dispute resolution.
  • All pay rates meet or exceed applicable local minimum wage standards.
  • Flexibility to work weekends and holidays is required.
  • Bilingual candidates are strongly encouraged to apply.

Not mentioned

About company
American First Finance
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology-driven point-of-sale payment solutions, both dedicated to serving cash- and credit-constrained consumers. With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America—including Mexico, Guatemala, Colombia, and El Salvador—FirstCash offers a diverse selection of pre-owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non-recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve. Through our wholly owned subsidiary, American First Finance (AFF), FirstCash also delivers lease-to-own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing options tailored to their needs. With a workforce of approximately 20,000 employees across the U.S. and Latin America, FirstCash is committed to excellence, innovation, and financial inclusion. As a recognized industry leader, the company is a proud component of both the S&P MidCap 400 Index® and the Russell 2000 Index®.
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Job Details
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Posted a month ago