Phoenix, Arizona Remote (City) Employment

American First Finance is hiring a Retail Sales Associate - 2920

Responsibilities

  • Welcomes customers warmly and builds trust to guide them toward suitable financial products.
  • Completes opening and closing tasks that do not involve management duties.
  • Maintains a tidy, organized sales area with fully stocked and attractively displayed items.
  • Processes sales and loan agreements following company guidelines, industry standards, and legal regulations.
  • Manages cash and valuable items in compliance with internal policies and regulatory rules.
  • Responds to incoming phone calls according to established service expectations.
  • Clearly explains the legal terms and conditions of pawn and purchase transactions to customers.
  • Collaborates professionally with team members and supervisors using respectful and clear communication.
  • Works alongside colleagues to ensure every customer has a positive and lasting experience.
  • Completes all assigned training programs successfully.
  • Performs additional duties as directed by management.

Benefits

  • Full range of health and supplemental insurance plans including medical, dental, vision, life, and voluntary options, subject to eligibility.
  • Favorable work schedule with most locations opening at 9 a.m. and closing at 6 p.m., and many closed on Sundays.
  • Earned Wage Access available starting on the second day of employment, allowing withdrawals of up to 50% of earned wages, up to seven times per pay period.
  • Opportunity to earn unlimited commission in addition to base hourly pay based on transaction volume.
  • Paid vacation increases with tenure: one week after six months, two weeks after one year, and up to three weeks (120 hours) after five years, adjusted as required by local laws.
  • Sick and personal time begins at 8 hours after six months, increasing to 16 hours annually from years two to five, and 24 hours after five years, compliant with local regulations.
  • Employee discount available from the first day of employment.
  • Tuition Reimbursement up to $2,000 annually through FirstCash Education for qualifying full-time employees.
  • Access to a wide network of discounts from over 1,000 companies via FirstCash Perks.
  • Automatic enrollment in the FirstCash 4001k plan after six months of employment.
  • Eligibility for FirstCash Pet Insurance benefits.

Compensation

Hourly base pay plus commission; potential to earn 2-8% based on gross profit from individual performance.

Work Arrangement

Remote (City/Region)

Other

  • Compensation includes performance-based commission for each transaction processed, with earnings potential between 2-8% tied to personal gross profit.
  • Most locations operate from 9AM to 6PM, with many closed on Sundays.
  • Earned Wage Access program begins on day two of employment through NetSpend; enrollment required and terms apply.
  • FirstCash 401k program available to employees aged 21 or older.
  • Employees may be required to assist customers in outdoor areas such as parking lots or retrieve items from external storage.
  • All employees must agree to a binding arbitration agreement as a condition of employment.
  • Applicants will be contacted via phone, text, and email; messaging and data rates may apply, with options to opt out.
  • Reasonable accommodations are provided for qualified individuals with disabilities.
About company
American First Finance
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology-driven point-of-sale payment solutions, both dedicated to serving cash- and credit-constrained consumers. With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America—including Mexico, Guatemala, Colombia, and El Salvador—FirstCash offers a diverse selection of pre-owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non-recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve. Through our wholly owned subsidiary, American First Finance (AFF), FirstCash also delivers lease-to-own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing options tailored to their needs. With a workforce of approximately 20,000 employees across the U.S. and Latin America, FirstCash is committed to excellence, innovation, and financial inclusion. As a recognized industry leader, the company is a proud component of both the S&P MidCap 400 Index® and the Russell 2000 Index®.
All jobs at American First Finance Visit website
Job Details
Category other
Posted a month ago