Oak Park, Illinois On-site Employment

American First Finance is hiring a Retail Sales Associate - 2397

Responsibilities

  • Welcomes customers and builds rapport to assess needs and recommend suitable financial services.
  • Conducts opening and closing procedures that do not involve management duties.
  • Maintains a clean, organized sales floor with properly stocked and displayed products.
  • Processes sales and loan agreements following company policies, industry practices, and regulatory standards.
  • Manages cash and negotiable instruments in compliance with established protocols and legal requirements.
  • Answers incoming phone calls according to company service expectations.
  • Clearly explains the legal terms of pawn and purchase transactions to customers.
  • Communicates professionally and respectfully with team members and supervisors using effective methods.
  • Collaborates with colleagues to ensure a positive and lasting customer experience.
  • Completes all assigned training programs successfully.
  • Performs additional duties as directed by management.

Benefits

  • Access to comprehensive health and voluntary benefit plans, including medical, dental, vision, life, and supplemental coverage (eligibility applies).
  • Favorable work schedule with most locations opening at 9 AM and closing at 6 PM; many closed on Sundays.
  • Earned Wage Access available starting on the second day of employment, allowing withdrawal of up to 50% of earned wages, up to seven times per pay cycle.
  • Opportunity to earn unlimited commission in addition to base hourly pay.
  • Paid vacation accrual begins after six months of full-time service, with one week granted; additional weeks added at one year and each subsequent anniversary, up to 120 hours after five years (adjusted as required by local laws).
  • Sick and personal time begins after six months with 8 hours granted; 16 hours annually from years two to five, increasing to 24 hours after five years (subject to local regulations).
  • Employee discount available from the first day of employment.
  • Tuition reimbursement up to $2,000 per year through FirstCash Education for qualifying full-time employees.
  • Access to over 10,000 discounts from more than 1,000 companies via FirstCash Perks.
  • Automatic enrollment in the FirstCash 401k plan after six months of employment for those 21 or older.
  • Eligibility for the FirstCash Pet Insurance program.

Compensation

Hourly base rate plus commission (potential to earn 2-8% based on gross profit; up to $2.99/hour additional via commissions)

Work Arrangement

On-site

Other

  • Commission is based on transaction volume and individual performance, with earnings potential between 2-8% of gross profit.
  • Employees can earn up to an additional $2.99 per hour through commission on top of base pay.
  • Bilingual candidates are strongly encouraged to apply.
  • Employment requires agreement to resolve disputes through binding arbitration.
  • Pay rates meet or exceed applicable local minimum wage laws.
  • Earned Wage Access is provided through NetSpend; employee enrollment is mandatory with associated terms and fees.
  • The FirstCash 401k plan is available to employees aged 21 and older.
  • Submitting an application constitutes consent to receive communications via phone, text, and email from the Talent Acquisition Team.
  • Standard message and data rates may apply for text communications.
  • Text 'STOP' to unsubscribe from text messages.
  • Unsubscribe from emails by using the link provided in the message.
  • Reasonable accommodations are available for qualified individuals with disabilities.
About company
American First Finance
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology-driven point-of-sale payment solutions, both dedicated to serving cash- and credit-constrained consumers. With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America—including Mexico, Guatemala, Colombia, and El Salvador—FirstCash offers a diverse selection of pre-owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non-recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve. Through our wholly owned subsidiary, American First Finance (AFF), FirstCash also delivers lease-to-own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing options tailored to their needs. With a workforce of approximately 20,000 employees across the U.S. and Latin America, FirstCash is committed to excellence, innovation, and financial inclusion. As a recognized industry leader, the company is a proud component of both the S&P MidCap 400 Index® and the Russell 2000 Index®.
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Job Details
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Posted a month ago