Hickory, North Carolina On-site Employment

American First Finance is hiring a Retail Sales Associate - 0473

Responsibilities

  • Welcomes customers and builds relationships to assess needs and suggest suitable financial products.
  • Completes opening and closing procedures that do not involve management duties.
  • Maintains a clean, organized sales floor with properly stocked and displayed merchandise.
  • Conducts sales and loan processing in compliance with company policies and regulatory standards.
  • Manages cash and negotiable instruments following established protocols.
  • Responds to incoming calls according to company service expectations.
  • Clearly explains the legal terms of pawn and purchase transactions to customers.
  • Collaborates with team members and supervisors using respectful and effective communication.
  • Works alongside colleagues to deliver a positive and lasting customer experience.
  • Completes all assigned training programs successfully.
  • Performs additional duties as assigned by management.

Benefits

  • Comprehensive health and voluntary benefits including medical, dental, vision, life, and supplemental coverage (eligibility applies).
  • Favorable work hours with most locations opening at 9 AM and closing at 6 PM; many stores closed on Sundays.
  • Earned Wage Access available from the second day of employment, allowing withdrawal of up to 50% of earned wages, up to seven times per pay cycle.
  • Opportunity to earn unlimited commission in addition to base hourly pay.
  • Paid vacation: one week after six months of full-time service; additional weeks granted at one year and each subsequent anniversary, up to 120 hours after five years (adjusted per state/local requirements where applicable).
  • Sick and personal time: 8 hours after six months, 16 hours annually from years two to five, increasing to 24 hours after five years (adjusted per state/local requirements where applicable).
  • Employee discount available from the first day of employment.
  • Tuition reimbursement up to $2,000 annually for qualifying full-time employees through FirstCash Education.
  • Access to over 10,000 discounts from more than 1,000 companies via FirstCash Perks.
  • Automatic enrollment in the 401k plan after six months of employment.
  • Eligibility for Pet Insurance through the FirstCash program.

Compensation

Base pay rate determined by experience and skills; eligible for unlimited commission; pay meets or exceeds local minimum wage.

Work Arrangement

On-site

Other

  • Bilingual candidates are strongly encouraged to apply.
  • Employees may be required to assist customers outside the building or retrieve items from exterior storage areas.
  • Commission plan is proprietary; pawnbrokers may earn 2-8% based on gross profit from personal performance; details shared during interviews.
  • This job description does not list all duties; management may assign or modify responsibilities at any time; role may change due to accommodation or business needs; binding arbitration agreement required upon hire; pay complies with local minimum wage laws.
  • Earned Wage Access is provided by NetSpend; employee enrollment required; fees and restrictions apply.
  • 401k program available to employees aged 21 and older.
  • Maximum base pay is based on relevant experience and skills.
  • Submitting an application constitutes opt-in for job-related communications via phone, text, and email; message and data rates may apply; unsubscribe via STOP reply or email link; privacy details at firstcash.com/privacy-policy.
  • The company is an Equal Opportunity Employer, providing fair treatment regardless of age, color, national origin, disability, race, religion, gender, sexual orientation, veteran status, or other protected characteristics; reasonable accommodations provided for qualified individuals with disabilities.

Not specified

About company
American First Finance
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology-driven point-of-sale payment solutions, both dedicated to serving cash- and credit-constrained consumers. With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America—including Mexico, Guatemala, Colombia, and El Salvador—FirstCash offers a diverse selection of pre-owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non-recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve. Through our wholly owned subsidiary, American First Finance (AFF), FirstCash also delivers lease-to-own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing options tailored to their needs. With a workforce of approximately 20,000 employees across the U.S. and Latin America, FirstCash is committed to excellence, innovation, and financial inclusion. As a recognized industry leader, the company is a proud component of both the S&P MidCap 400 Index® and the Russell 2000 Index®.
All jobs at American First Finance Visit website
Job Details
Category other
Posted a month ago