Responsibilities
- Manage the Horizon product backlog in alignment with strategic goals and regulatory standards.
- Convert intricate billing and settlement processes into actionable user stories and defined acceptance conditions.
- Collaborate with engineering teams during Agile rituals to maintain consistent, high-quality output.
- Deliver functionality across billing, invoicing, reconciliation, and settlement operations.
- Develop and refine pricing and billing features, including interchange pass-through, assessments, and processor fee structures.
- Support diverse pricing models such as IC+, flat-rate, tiered, and blended structures.
- Ensure precise fee computation, ledger integrity, and full auditability for all transactions.
- Work with finance to meet revenue recognition and reporting obligations.
- Lead settlement workflows involving merchant funding, partner disbursements, and exception resolution.
- Enhance the speed, correctness, and visibility of settlement processes.
- Design and improve ledger systems to enable transaction-level tracking.
- Implement daily reconciliation capabilities across payment processors, networks, and banking channels.
- Minimize reconciliation breaks and manual work through automation and tool development.
- Provide comprehensive reporting for internal departments and external partners.
- Maintain audit readiness with transparent data lineage and reporting safeguards.
- Ensure compliance with card network regulations and financial mandates.
- Coordinate with compliance and risk teams on controls, reporting, and dispute resolution processes.
- Support PCI and financial audit requirements specific to billing and settlement systems.
- Engage cross-functionally with Finance, Operations, Risk, and Support to identify inefficiencies and improvements.
- Partner with commercial and partner-facing teams to configure pricing and meet custom billing needs.
- Work with implementation teams to integrate new partners and billing models.
- Contribute to enterprise-level initiatives aimed at expanding system capabilities.
- Coordinate timely delivery of roadmap items with interdependent teams.
- Analyze business processes, gather requirements, and document specifications.
- Align with business stakeholders to confirm requirements meet operational and strategic needs.
Responsibilities
- Own and manage the Horizon product backlog, ensuring alignment with company priorities and regulatory requirements.
- Break down complex billing and settlement workflows into clear user stories and acceptance criteria.
- Partner with engineering in Agile ceremonies to drive consistent, high-quality delivery.
- Deliver features across billing, invoicing, reconciliation, and settlement processing.
- Define and enhance pricing and billing capabilities, including interchange pass-through, assessments, and processor fees.
- Support flexible pricing models (e.g., IC+, flat rate, tiered, blended pricing).
- Ensure accurate fee calculation, ledgering, and auditability across all transactions.
- Partner with finance teams on revenue recognition and reporting requirements.
- Own settlement workflows including merchant funding, partner payouts, and exception handling.
- Improve settlement timing, accuracy, and transparency.
- Design and enhance ledger systems and transaction-level traceability.
- Deliver capabilities for daily reconciliation across processors, networks, and bank accounts.
- Reduce breaks and manual intervention through automation and tooling.
- Enable robust reporting for internal teams and external partners.
- Support audit readiness with clear data lineage and reporting controls.
- Ensure adherence to card network rules and regulatory requirements.
- Partner with compliance and risk teams on controls, reporting, and dispute handling.
- Support PCI and financial audit requirements as they relate to billing and settlement.
- Work closely with Finance, Operations, Risk, and Customer Support teams to identify pain points and opportunities.
- Partner with commercial and partner teams to support pricing configurations and custom billing needs.
- Collaborate with implementation teams to onboard new partners and billing models.
- Supporting major company-wide key initiatives to add new system capabilities.
- Coordinate on-time delivery of roadmap items with other interdependent departments.
- Evaluate business processes, performing requirements analysis and documenting requirements.
- Aligning with business stakeholders on requirements to ensure business needs are being met.
