Responsibilities
- Deliver exceptional service by guiding applicants through loan options, associated expenses, and required paperwork.
- Evaluate financial data including income, assets, and credit history, and run automated underwriting systems to confirm loan viability.
- Examine and distribute disclosure forms to applicants, such as interest rate and updated cost disclosures.
- Support the processing of diverse loan types, including conventional, FHA, VA, USDA, 203k, jumbo, and reverse mortgages.
- Assess borrower financial profiles to recommend the most suitable loan program.
- Identify and request any missing documents necessary to strengthen loan approval potential.
- Discuss loan terms and pricing directly with borrowers, a task requiring a valid license.
- Conduct preliminary underwriting reviews using documents like pay stubs, bank statements, tax forms, and legal orders.
- Enter data for disclosure generation and configure loan setups aligned with borrower needs.
Benefits
- Competitive pay structure
- Comprehensive benefits including health, dental, vision, and retirement savings plan
- Company-paid short-term disability coverage
- Access to employee support services
- Wellness initiatives for staff
Compensation
Competitive compensation plan
Other
- Work hours align with Eastern Standard Time to serve the East Coast region.
- A license is mandatory to discuss loan terms and costs with applicants.
- Eligible for participation in the company bonus plan.
