Bloomington, United States of America Remote (Global) $111,900 to $186,700

Kemper is hiring a Director, Underwriting

About the Role

Lead the future of life underwriting by shaping enterprise strategy, risk governance, and digital innovation. In this role, you will define the long-term vision for underwriting operations, ensuring alignment with financial goals, regulatory standards, and technological advancement. You'll play a central role in driving automation through the Sapiens Underwriting Pro platform, aiming to achieve high straight-through processing rates while maintaining disciplined risk selection.

Key Responsibilities

  • Develop and execute underwriting strategies that balance growth, profitability, and system-enabled efficiency
  • Oversee enterprise risk governance across automated and manual decisioning processes
  • Establish standardized underwriting policies and risk frameworks aligned with pricing and compliance requirements
  • Lead and mentor teams across underwriting, analytics, and compliance, including direct supervision of technical roles
  • Integrate underwriting rules with the UW Pro decisioning engine to optimize processing speed and accuracy
  • Monitor performance metrics for both risk outcomes and operational efficiency
  • Drive digital transformation by refining business rules and supporting system enhancements
  • Collaborate with actuarial, product, legal, and IT leaders to shape product design and risk strategy
  • Ensure audit readiness and effective change management for system updates
  • Stay ahead of regulatory changes and emerging technologies to enhance underwriting capabilities
  • Foster a culture of inclusion, leadership development, and continuous improvement

Qualifications

Candidates should hold a bachelor’s degree in business, finance, actuarial science, or a related field, with over 10 years of progressive experience in life insurance underwriting, including at least five years in leadership. Proven success in aligning underwriting practices with technology platforms is essential. Expertise in risk assessment, regulatory compliance, and business rules engines is required. Advanced credentials such as FALU, FLMI, or CLU are preferred, as is direct experience with Sapiens UW Pro and straight-through processing initiatives.

Work Environment

This is a fully remote position open to candidates across the United States. The role supports flexible work arrangements and encourages a sustainable work-life balance. You’ll operate within a high-performing, inclusive culture that values innovation, professional growth, and equitable practices.

Compensation & Benefits

  • Competitive salary range: $111,900 – $186,700
  • Annual discretionary bonus eligibility
  • Comprehensive health and dental plans available from day one
  • Strong 401(k) matching program and multiple retirement savings options
  • Health Spending Accounts and wellness benefits
  • Tuition assistance, paid certifications, and continuing education support
  • Generous paid time off and business casual environment
  • Employee discounts on travel, dining, and shopping
  • Opportunities to engage in volunteer and community giving programs

Commitment to Inclusion

We are dedicated to building a diverse, equitable, and respectful workplace. All qualified applicants will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected characteristic. Our goal is to foster a discrimination-free environment where every employee can thrive.

Required Skills
Life underwritingRisk assessmentRegulatory complianceSapiens Underwriting Pro (UW Pro)Business rules enginesDecisioning toolsAnalytics platformsUnderwriting automationTechnology integrationSenior managementExecutive leadershipStrategic decision-makingLife insuranceActuarial scienceBusiness administration Sapiens Underwriting Pro (UW Pro)Business rules enginesDecisioning toolsAnalytics platformsLife underwritingRisk assessmentRegulatory complianceUnderwriting automationTechnology integrationStrategic decision-making
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About company
Kemper
Kemper is one of the nation’s leading specialized insurers. Kemper’s products and services are making a real difference to our customers, who have unique and evolving needs.
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Job Details
Category management
Posted 3 months ago